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PORTUGAL

Buying a property in Portugal

After Spain and France, Portugal has become the third most popular European country for second-home investments.

In recent years buying a property in Portugal has become extemely popular, particularly with UK nationals. There is something very rewarding about owning your own second home in another country and many find that this arrangement is more preferable to seeking a different destination for each holiday. Since the advent of low cost air flights the Portugese property buying business has become huge. Many celebrities have brought exclusive properties in Portugal's finest areas, and this has contributed to the rising prices of investment properties in Portugal.

There are an increasing number of property exhibitions that aim to persuade you to purchase a brand new or nearly new property in Portugal. Sales staff are skilled in using highly seductive marketing methods to sell as many as possible. Like all other salespeople, they know that if a customer has time to go away and think about a purchase, then a sale is lost as is their commission! You should not however feel pressured into ‘signing on the dotted line’ there and then.

You should always seek expert advice when buying your first investment property in Portugal. However this article aims to provide a basic insight into points to remember or consider when you embark on buying a property abroad. Be sure to read as much as you can about protecting your rights and your investment before taking the plunge.

In recent years Portugal has become more desireable for those seeking an investment property in the sun. This is generally because the climate is similar to that in Spain but the pace of life tends to be more relaxed.

If you are generally interested in buying a property in Portugal, you need to consider whether you go for a property on a modern complex or opt for the peace and quiet of an authentic Portugese village. Prices tend to be lower the more inland you go.

Many mortgage lenders in Portugal insist that Portugese properties must be bought through the medium of an offshore company. However, this is not something the borrower needs to be concerned about as it is taken care of by the mortgage lender. Most Portugese banks will lend a mortgage to non-residents at up to 75% of the valuation of the property. You should always get a survey or homebuyers report and you will need to submit two recent utility bills giving proof of your address, some photographic identification, six months' bank statements, payslips and additional information on request in order to satisfy the lender's requirements as to your financial status.
December 2005

PORTUGAL - 41 examples from our database

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VACATION RENTAL: A Two Bedroom Apartment At The Clube Albufeira Resort - Casa Katie
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Prices from GBP350

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VACATION RENTAL: Algarve Tavira Garden apartment; pools, tennis, gym, full air-conditioning, Golf
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Prices from GBP355

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VACATION RENTAL: Algarve Tavira Garden apartment; pools, tennis, gym, full air-conditioning, Golf
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Prices from GBP335

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VACATION RENTAL: Luxury One Bedroom Apartment with Pool for Rent, Sea View Meia Praia Lagos
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Prices from GBP295

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VACATION RENTAL: Algarve Tavira Luxury detached holiday rental villa pool air-conditioning
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Prices from GBP1,180

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VACATION RENTAL: Algarve Tavira Garden apartment; pools, tennis, gym, full air-conditioning, Golf
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Prices from GBP265

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VACATION RENTAL: new villa with private pool,gardens near golf and beaches in portuguese village
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Prices from GBP550

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VACATION RENTAL: Lovely 3 Bedroom airconditioned apartment on popular Clube Albufeira complex
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Prices from GBP400

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VACATION RENTAL: Luxury 4 bedoom villa rental with heated pool and tennis court in Praia da Luz.
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Prices from GBP300

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VACATION RENTAL: Luxury Algarve Apartment Rental with Pool. Family Friendly Resort,Beach 5 mins.
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Prices from GBP200

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VACATION RENTAL: New 1 bedroom apartment in Porches with stunning sea views in peaceful setting.
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Prices from GBP250

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VACATION RENTAL: Self Catering Cottages all with sea views - sleeps 2 - 13 people
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Prices from GBP310

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VACATION RENTAL: Beautifully appointed villa with private pool in unspoilt Eastern Algarve.
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Prices from GBP450

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VACATION RENTAL: Rural home in the Parque Natural da Serra de Sao Mamede
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Prices from GBP497

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VACATION RENTAL: Situated in Vilamoura in the heart of the 'Golden Triangle'
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Prices from GBP2,750

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VACATION RENTAL: Luxury Villa with full sea views
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Prices from GBP1,350

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VACATION RENTAL: Luxury Algarve Country villa with Large private pool sleeps 6
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Prices from GBP500

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VACATION RENTAL: Idyllic country property with 12mx 6m pool, secluded, tranquil & peaceful locati
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Prices from EUR815

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VACATION RENTAL: NORTH PORTUGAL HOLIDAY HOME WITH OWN POOL
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Prices from GBP350

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VACATION RENTAL: Restored townhouse in historic part of Tavira, close to river and restaurants
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Prices from GBP315

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VACATION RENTAL: Holiday cottage "Casa do Moinho", 500yards from beautiful beach!!
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Prices from GBP200

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VACATION RENTAL: Waterfront fisherman's cottage in unspoilt village
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Prices from EUR350

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VACATION RENTAL: T1 Apartment (sleeps 4) only 500 metres from Alvor beach, Algarve, Portugal
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Prices from EUR200

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VACATION RENTAL: A rural cottage in the protected nature reserve of Costa Azul.
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Prices from EUR375

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VACATION RENTAL: Great Apartment with panoramic views on "Windmill Hill" - GOOD VALUE
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Prices from EUR230

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VACATION RENTAL: Top quality ALVOR two bedroom apartment; private complex 300 metres from beach !
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Prices from EUR285

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VACATION RENTAL: Beautiful 3 Bed Villa close to lovely sandy beaches and excellent golf courses
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Prices from GBP350

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VACATION RENTAL: spacious, restored country house with private pool.
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Prices from EUR799

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VACATION RENTAL: spacious restored country house and cottage with private pool in large grounds
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Prices from EUR699

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VACATION RENTAL: Well appointed villa with private pool and good views
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Prices from EUR749

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VACATION RENTAL: Spacious 3 Bedroom Apartment on Praia da Rocha, Algarve, Portugal
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Prices from EUR350

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VACATION RENTAL: Large, luxurious villa with fabulous pool and grounds
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Prices from EUR999

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VACATION RENTAL: This beautiful apartment is just 200 metres from Meia Praia beach.
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Prices from GBP300

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VACATION RENTAL: charmingly restored country cottage with private pool.
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Prices from EUR749

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VACATION RENTAL: 4 Bedroom villa with pool on the Silver Coast overlooking Obidos Lagoon
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Prices from GBP1,050

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VACATION RENTAL: Villa to Rent Near Loule - Algarve - Portugal South facing with superb panoramic
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4 Bedrooms

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VACATION RENTAL: One bedroomed appartment set in an old Quinta
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Apartment

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VACATION RENTAL: Stylish, modern apartment located on the exclusive Marina Lagos complex
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Prices from EUR630

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VACATION RENTAL: Luxury Algarve villa set in hills above Sao Bras 25 mins Faro airport.Sleeps 8 L
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Prices from GBP850

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VACATION RENTAL: Enjoy peaceful holidays in a lovely seaside town in east Algarve
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Prices from EUR500

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VACATION RENTAL: Algarve Luxury farmhouse style villa 4bedroom large swimming pool private garden
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4 Bedrooms

Popular Towns/Cities for adverts within Portugal

TAVIRA HOLIDAY RENTALS - EASTERN ALGARVE   TAVIRA HOLIDAY RENTALS 6 adverts present in our database with 1 Detached Home Listing, 1 Villa Listing, 4 Apartments

ALBUFEIRA HOLIDAY RENTALS - WESTERN ALGARVE   ALBUFEIRA HOLIDAY RENTALS 3 adverts present in our database with 3 Apartments

MONCARAPACHO HOLIDAY RENTALS - EASTERN ALGARVE   MONCARAPACHO HOLIDAY RENTALS 2 adverts present in our database with 1 Detached Home Listing, 1 Villa Listing

SAO BRAS DE ALPORTEL HOLIDAY RENTALS - EASTERN ALGARVE   SAO BRAS DE ALPORTEL HOLIDAY RENTALS 2 adverts present in our database with 2 Villas

LUZ HOLIDAY RENTALS - WESTERN ALGARVE   LUZ HOLIDAY RENTALS 2 adverts present in our database with 1 Villa Listing, 1 Apartment Listing

LAGOS HOLIDAY RENTALS - WESTERN ALGARVE   LAGOS HOLIDAY RENTALS 2 adverts present in our database with 2 Apartments

ALVOR HOLIDAY RENTALS - WESTERN ALGARVE   ALVOR HOLIDAY RENTALS 2 adverts present in our database with 2 Apartments

SAO FAUSTINO HOLIDAY RENTALS - EASTERN ALGARVE   SAO FAUSTINO HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

QUELFES HOLIDAY RENTALS - EASTERN ALGARVE   QUELFES HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

ESTOI HOLIDAY RENTALS - EASTERN ALGARVE   ESTOI HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

SANTA LUZIA HOLIDAY RENTALS - EASTERN ALGARVE   SANTA LUZIA HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

FUZETA HOLIDAY RENTALS - EASTERN ALGARVE   FUZETA HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

MESQUITA HOLIDAY RENTALS - EASTERN ALGARVE   MESQUITA HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

MESQUITA ALTA HOLIDAY RENTALS - EASTERN ALGARVE   MESQUITA ALTA HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

MEIA PRAIA HOLIDAY RENTALS - EASTERN ALGARVE   MEIA PRAIA HOLIDAY RENTALS 1 adverts present in our database with 1 Apartment Listing

SANTO ESTEVAO HOLIDAY RENTALS - EASTERN ALGARVE   SANTO ESTEVAO HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

LOULE HOLIDAY RENTALS - EASTERN ALGARVE   LOULE HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

ALTURA HOLIDAY RENTALS - EASTERN ALGARVE   ALTURA HOLIDAY RENTALS 1 adverts present in our database with 1 Apartment Listing

VILAMOURA HOLIDAY RENTALS - WESTERN ALGARVE   VILAMOURA HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

PERA HOLIDAY RENTALS - WESTERN ALGARVE   PERA HOLIDAY RENTALS 1 adverts present in our database with 1 Semi Detached Home Listing

PORTO DE MOS HOLIDAY RENTALS - WESTERN ALGARVE   PORTO DE MOS HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

PRAIA DA ROCHA HOLIDAY RENTALS - WESTERN ALGARVE   PRAIA DA ROCHA HOLIDAY RENTALS 1 adverts present in our database with 1 Apartment Listing

ROCHA BRAVA HOLIDAY RENTALS - WESTERN ALGARVE   ROCHA BRAVA HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

PORCHES HOLIDAY RENTALS - WESTERN ALGARVE   PORCHES HOLIDAY RENTALS 1 adverts present in our database with 1 Apartment Listing

VALE LOURENCO HOLIDAY RENTALS - PORTALEGRE   VALE LOURENCO HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

SANTA MARGARIDA DA SERRA HOLIDAY RENTALS - SETUBAL   SANTA MARGARIDA DA SERRA HOLIDAY RENTALS 1 adverts present in our database with 1 Cottage Listing

FORMARIZ HOLIDAY RENTALS - VIANA DO CASTELO   FORMARIZ HOLIDAY RENTALS 1 adverts present in our database with 1 Detached Home Listing

OBIDOS HOLIDAY RENTALS - RIBATEJO   OBIDOS HOLIDAY RENTALS 1 adverts present in our database with 1 Villa Listing

SAO MARTINHO DO PORTO HOLIDAY RENTALS - LEIRIA   SAO MARTINHO DO PORTO HOLIDAY RENTALS 1 adverts present in our database with 1 Cottage Listing

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